State and territory governments, local governments and insurers should explore opportunities for collaboration and partnerships. Partnerships, for example, could be formed through the Insurance Council of Australia and state-based local government associations (or regional organisations of councils). Consideration could be given to the Trusted Information Sharing Network model. Partnerships could involve:
• governments sharing natural hazard data that they already hold and undertaking land use planning and mitigation to reduce risk exposure and vulnerability
• insurers sharing expertise and information (for example, claims data) to inform land use planning and mitigation decisions
• collaboration to inform households of the risks that they face and to encourage private funding of mitigation through incentives such as reduced premiums.

Recommendation 9