REC339-4431

The Committee recommends the Insurance Council of Australia in consultation with the Australian Securities and Investments Commission and state, territory and local governments:
- Develop guidance for policyholders on the actions they can take to clean up their properties following a natural disaster.
- Include in the guidance any actions policyholders should take to document damage to their properties, such as taking photos to assist with their claim.
- Obtain a commitment from insurers that they will have regard for the guidance when assessing claims.
- Distribute the guidance as soon as possible to disaster-impacted local government areas.
- Make the guidance part of information distributed by insurers when a natural disaster occurs, including making the guidance available at recovery hubs in hard copy form.
- Develop debris cleanup guidance for councils.