That the Victorian Government review its framework for providing housing support following an environmental disaster. In particular, the Government should assess the application system to ensure that genuinely affected households are provided support in a timelier manner and to mitigate the risk of fraudulent claims.

That the Victorian Government plan and resource recovery hubs (including online access) sufficiently to fulfil their role in long-term community recovery and resilience building.

In line with Recommendation 58, that the Victorian Government, working with local councils, investigate options for emergency funding arrangements to assist operating Emergency Relief Centres and include these arrangements in statewide operating guidelines.

That the Victorian Government provide long-term funding contracts for mental health services in flood-affected regions, with a focus to securing dedicated mental health professionals and effective service delivery in communities impacted by natural disasters.

That the Victorian Government increase funding to Shepparton and Echuca and Moama Search and Rescue squads to ensure optimal response capabilities in future emergencies.

To assist with ongoing clean-up of flood-affected areas following disasters, that the Victorian Government establish a dedicated financial support program for local businesses involved in debris removal and restoration efforts. This should include reimbursement mechanisms for businesses, such as earthmoving companies, that contributed equipment and personnel to the clean-up but suffered significant financial losses doing so.

That the Victorian Government develop a strategic rescue plan in areas at high risk of flooding, so that they have appropriate resources and expertise for rescues during a crisis event. This plan should include consideration of procurement, expansion of reserve caches and processes for rapid deployment of resources.

That the Victorian Government recognise caravan parks as essential businesses in disaster-prone areas as providers of housing and emergency support and ensure support is available (including grants) under Disaster Recovery Funding Arrangements to caravan park operators, including those operating on Crown Land.

The Committee recommends the Insurance Council of Australia in consultation with the Australian Securities and Investments Commission and state, territory and local governments:
- Develop guidance for policyholders on the actions they can take to clean up their properties following a natural disaster.
- Include in the guidance any actions policyholders should take to document damage to their properties, such as taking photos to assist with their claim.
- Obtain a commitment from insurers that they will have regard for the guidance when assessing claims.
- Distribute the guidance as soon as possible to disaster-impacted local government areas.
- Make the guidance part of information distributed by insurers when a natural disaster occurs, including making the guidance available at recovery hubs in hard copy form.
- Develop debris cleanup guidance for councils.

The Committee recommends that all large insurers commit to having a physical presence at major emergency hubs in affected communities as soon as possible following a natural disaster.

The Committee recommends that a new service be offered to support vulnerable cash settlement recipients to project manage rebuilds and major repairs. This could be similar to the Service Navigator role in Queensland’s Resilient Homes Fund.

The committee recommends that the Australian Government establish a national asset register to improve the efficiency of the deployment of resources in the aftermath of a disaster. The Government should consider whether it is feasible to include not only federal and state government assets, but also suitable local community, private sector and non-government organisation assets.

That the NSW Government address the mental health needs of local communities following the February-March 2022 floods by: • embedding within state emergency and recovery plans a strategy that provides surge capacity for mental health and social workers by: • prioritising funding for community groups that are currently providing social and mental health support to their local communities • ensuring all flood-impacted communities receive the mental health support they need to fully recover. 

That Service NSW establish teams of assessors that can be on the ground to assess and approve grant applications. 

That the NSW Government overhaul the way in which it conducts its grants process as it frustrated applicants and further traumatised them by repeatedly re-interviewing them and making them prove that they were flooded. 

That the NSW Government develop a more proactive, rapid response to manage animal welfare following natural disasters which includes improved collaboration and communication with local veterinarians and animal welfare organisations.

That the NSW Government ensure that all emergency and recovery plans, including state plans, local emergency management plans and functional area plans, are reviewed and updated regularly and provide clarity on the role of non-government partners.

That the NSW Government provide an increased level of targeted support to flood affected communities contending with widespread mould. 

That the Ministry for Police and Emergency Services urgently review its policies for the provision of disaster welfare services to ensure that in the event of a bush fire emergency and the declaration of a fire under section 44 of the Rural Fires Act 1997, adequate funding and services, especially recovery centres and mental health services, are provided for an adequate length of time, with gradual transition to normal service delivery when those services are no longer required.

The committee recommends that relevant Commonwealth agencies continue to monitor the wellbeing of their personnel and that counselling and support services should be provided for as long as necessary.

The committee recommends that the Department of Regional Australia and DIAC liaise with the Christmas Island community to explore options for a permanent memorial to be erected on the island, at a site of the residents' choosing, for the victims of the tragedy.

The committee recommends that Department of Immigration and Citizenship (DIAC) and its relevant contractors continue to monitor the wellbeing of the survivors and that counselling and support services should be provided for as long as is necessary.

That the Professional Assistance Grant is formally extended by WANDRA to include non rural businesses and that it be made available to assist with the clean up of disaster related damage to farms and businesses. (The Committee recognises that the amendments to WANDRA as of March 2007 address this recommendation).

That the newly proposed index linked limits for Personal Hardship and Distress Relief Payments as outlined in the paper “National Disaster Relief Arrangements - An Analysis and Recommendations for Personal Hardship Distress Measures” be accepted by government.

That, in line with recommendations contained in the 2004 Report to the Council of Australian Governments, greater flexibility should be introduced to WANDRA to enable damaged infrastructure to be upgraded to a more resilient standard where that is both feasible and cost-effective.