That the Australian Government review and update the COAG Roles and Responsibilities for Climate Adaptation in Australia.

That the Australian Government concentrate on servicing Commonwealth and then state and territory agencies while a strategy to expand to broader services for the public is developed

That the Australian Government develop an intergovernmental agreement on climate data and information.

The Committee recommends that all large insurers commit to having a physical presence at major emergency hubs in affected communities as soon as possible following a natural disaster.

The Committee recommends that state and territory governments remove state-based taxes on general insurance products and shift the tax burden toward less distortionary taxes. Where state or territory governments reduce taxes or levies on insurers, that insurers commit to passing these savings on in full through lower premiums.

The Committee recommends that a new service be offered to support vulnerable cash settlement recipients to project manage rebuilds and major repairs. This could be similar to the Service Navigator role in Queensland’s Resilient Homes Fund.

The Committee recommends that all levels of government should work together to ensure that, as far as is possible, people don’t need to resubmit the same information multiple times for different disaster support. Just as insurers should aim for one point of contact, government should aim for ‘tell your story once’.

The Committee recommends the Insurance Council of Australia in consultation with the Australian Securities and Investments Commission and state, territory and local governments:
- Develop guidance for policyholders on the actions they can take to clean up their properties following a natural disaster.
- Include in the guidance any actions policyholders should take to document damage to their properties, such as taking photos to assist with their claim.
- Obtain a commitment from insurers that they will have regard for the guidance when assessing claims.
- Distribute the guidance as soon as possible to disaster-impacted local government areas.
- Make the guidance part of information distributed by insurers when a natural disaster occurs, including making the guidance available at recovery hubs in hard copy form.
- Develop debris cleanup guidance for councils.

The committee recommends that the Australian Government establish a national asset register to improve the efficiency of the deployment of resources in the aftermath of a disaster. The Government should consider whether it is feasible to include not only federal and state government assets, but also suitable local community, private sector and non-government organisation assets.

The Commonwealth should require all Commonwealth government departments and agencies to incorporate natural disaster risk reduction and resilience into department or agency strategic considerations.

The Commonwealth should ensure consistency with state and territory governments by also mandating regular capability assessments of all non-self-governing Australian territories that are administered by the Commonwealth to inform the Risk Profile.
- This should ensure that all non-self-governing Australian territories administered by the Commonwealth are considered in and eligible for disaster management support in the form of the DRFA, DRF and other related funding programs.

The Commonwealth should streamline nationally consistent standardised measures, focused on response and short-term recovery that can be delivered quickly following a disaster event. The standardised measures should:
- Ensure a nationally consistent activation process/decision making framework that is based on impact, consequence and need.
- Create certainty and speed for pre-determined funding.
- Clearly state the eligible activities, their relevant domain/s and the conditions under which the measure can be activated.
- Adopt streamlined audit and assurance, as well as monitoring and evaluation requirements consistent with the Outcomes Policy.

The Outcomes Policy should be subject to periodic review by the Productivity Commission (or a similar entity with an evaluation focus) to provide advice to government on the degree to which the outcomes are being realised and provide suggestions for improvement.

The Commonwealth should engage with state and territory governments on the design and implementation of the Outcomes Policy.

The Committee recommends that the Australian Government encourage its state and territory counterparts to work with local governments to facilitate local council collectives to deliver road asset management projects and to guide voluntary road user agreement negotiations with industry.

The Committee recommends that the National Emergency Management Ministers’ Meeting include infrastructure resilience on its agenda to foster cross-agency collaboration and coordination across the Australian Government.

The Committee recommends that the Australian Government work with state and territory governments to establish consultation mechanisms with local governments to consider road infrastructure priorities at the local level.

The Australian Government should enhance national preparedness for, and response to, natural disasters, building on the responsibilities of Emergency Management Australia, to include facilitating resource sharing decisions of governments and stress testing national disaster plans. 

Australian, state and territory governments should expedite the development of pre-agreed recovery programs, including those that address social needs, such as legal assistance domestic violence, and also environmental recovery. 

Australian, state and territory governments should ensure that personal information of individuals affected by a natural disaster is able to be appropriately shared between all levels of government, agencies, insurers, charities and organisations delivering recovery services, taking account of all necessary safeguards to ensure the sharing is only for recovery purposes. 

Australian, state and territory governments should refine arrangements to support localised planning and the delivery of appropriate mental health services following a natural disaster. 

Australian Government agencies should work together across all phases of disaster management. 

Australian, state and territory and local governments should evaluate the effectiveness of existing financial assistance measures to inform the development of a suite of pre-effective pre-determined recovery supports. 

Australian, state and territory governments should develop national air quality forecasting capabilities, which include broad coverage of population centres and apply to smoke and other airborne pollutants, such as dust and pollen, to predict plume behaviour. 

Australian, state and territory governments should establish an authoritative advisory body to consolidate advice on strategic policy and relevant operational considerations for ministers in relation to natural disasters. 

The Australian Government, through the mechanism of the proposed standing national recovery and resilience agency, should convene regular and ongoing national forums for charities, non-government organisations and volunteer groups, with a role in natural disaster recovery, with a view to continuous improvement of coordination of recovery support. 

Australian, state and territory governments should adopt procurement and contracting strategies that support and develop a broader Australian-based sovereign aerial firefighting industry. 

Australian, state and territory governments should restructure and reinvigorate ministerial forums with a view to enabling timely and informed strategic decision-making in respect of:
(1) long-term policy improvement in relation to natural disasters
(2) national preparations for, and adaptation to, natural disasters, and
(3) response to, and recovery from, natural disasters of national scale or consequence including, where appropriate, through the National Cabinet or equivalent intergovernmental leaders’ body. 

Australian, state and territory governments should create a single national scheme for the regulation of charitable fundraising. 

State and territory governments should take steps to ensure that there is better interaction, planning and ongoing understanding of Australian Defence Force capabilities and processes by state and territory fire and emergency service agencies and local governments. 

State and territory governments should develop and implement efficient and effective arrangements to:
(1) educate the public about the challenges associated with donated goods, for example, the storage and distribution of donated goods, and
(2) manage and coordinate donated goods to ensure offers of support are matched with need. 

State and territory governments should update and implement the National Framework to Improve Government Radio Communications Interoperability, or otherwise agree a new strategy, to achieve interoperable communications across jurisdictions. 

Australian, state and territory governments should incorporate the principle of ‘build back better’ more broadly into the Disaster Recovery Funding Arrangements. 

Each state and territory government should establish an independent accountability and assurance mechanism to promote continuous improvement and best practice in natural disaster arrangements. 

Governments should create and publish standing policy guidance on whether they will or will not assist to clean-up debris, including contaminated debris, resulting from natural hazards. 

The Australian Government amends regulations so that background checks and the requirement to hold an Aviation Security Identification Card are only required for unescorted access to Security Restricted Areas, not for general airside access. This approach would align with international practice.

The Australian Government appoints an additional Australian Transport Safety Bureau Commissioner with aviation operational and safety management experience.

The Australian Government develops the State Safety Program into a strategic plan for Australia’s aviation safety system, under the leadership of the Aviation Policy Group, and uses it as the foundation for rationalising and improving coordination mechanisms.

State and territory governments should:
• clearly articulate the statewide natural hazard risk appetite in land use planning policy frameworks by identifying the risks posed by natural hazards and specifying appropriate planning controls for each given level of risk
• provide local governments with guidance on how to prioritise competing objectives within land use planning
• provide local governments with guidance on how to integrate land use planning and building standards. Consideration should be given to Victoria’s Integrated Planning and Building Framework for Bushfire in this regard.
State and territory governments should regularly review their published risk appetite and guidance documentation to ensure it is up-to-date, accessible and incorporates relevant hazard information.
Local governments should record the reasoning behind development assessment decisions, where they do not do so already, and (at a minimum) provide this information to the public upon request.

State and territory governments should prioritise and accelerate implementation of the Enhancing Disaster Resilience in the Built Environment Roadmap, including reviewing the regulatory components of vendor disclosure statements. The Land Use Planning and Building Codes Taskforce should be tasked to identify and consider options for regular, low-cost dissemination of hazard information to households by governments and insurers.

State and territory governments should be required to report on the following accountability requirements:
• published risk assessments in accordance with the National Emergency Risk Assessment Guidelines
• transparent natural disaster liabilities in state and territory government budgets
• asset registers and asset management plans at the state, territory and local government level that incorporate natural disaster risk
• implementation of the Enhancing Disaster Resilience in the Built Environment Roadmap
• effective mechanisms to identify and prioritise mitigation spending based on cost–benefit analysis and transparent decision making.
Specifically, effective mechanisms to identify and prioritise mitigation spending should include:
• project proposals that are supported by robust and transparent evaluations (including cost–benefit analysis, public consultation and assessment of non-quantifiable impacts), and that are consistent with state risk assessments
• considering alternative or complementary mitigation options (including structural and non-structural measures)
• using private funding sources where it is feasible and efficient to do so (including charging beneficiaries)
• transparent ex-post evaluation of mitigation projects.
The Australian Government should continue with the three-yearly reviews of state and territory governments’ insurance arrangements. The reviews, and government responses to their recommendations, should be published.

State and territory governments should develop benchmark prices for the reconstruction of essential public assets and submit these to the Australian Government for approval within one year. In developing these prices, they should consult with local governments and relevant experts, and draw on asset management plans. The prices should be reviewed and updated over time.

State and territory taxes and levies on general insurance should be phased out and replaced with less distortionary taxes.

State governments, where they have not already done so, should provide local governments with statutory protection from liability for releasing natural hazard information and making changes to local planning schemes where such actions have been taken ‘in good faith’ and in accordance with state planning policy and legislation.

Department of Broadband, Communications and the Digital Economy to review the content of the Government’s digital business website at www.digitalbusiness.gov.au and liaise with the Department of Industry, Innovation, Climate Change, Science, Research and Tertiary Education, which manages the www.business.gov.au, to ensure these business advice sites provide appropriate information regarding business continuity planning in the event of telecommunications outages.

The committee recommends that the Commonwealth government works with state and territory governments to continue to implement the recommendations of the Productivity Commission report, where possible, to improve coordination in relation to climate change adaptation.

The Committee recommends that the Australian Government introduce legislative changes required to remove the exemption for general insurers to unfair contract terms laws, and ensure its enactment by the end of 2012.

The Committee recommends that the Australian Parliament pass the Insurance Contracts Amendment Bill 2011 and ensure its enactment by 1 July 2012. The Committee further recommends that the standard definition of ‘flood’ be included in the definition of Standard Cover in the Insurance Contracts Regulations 1985.

The Committee recommends that the Australian Government empower the Australian Securities and Investments Commission to regulate claims handling and settlement of financial service providers. This can be achieved by the Treasurer introducing legislation by 1 July 2012 to give effect to the measures contained in Schedule 1, Part 1 of the lapsed Insurance Contracts Amendment Bill 2010, so that breaches of the duty of utmost good faith in relation to claims handling constitute a breach of the Insurance Contracts Act.
This would enable the Australian Securities and Investments Commission to:
- monitor and regulate claims handling and settlement processes;
- impose sanctions on insurance companies, under Australian Financial Services Licence remedies, on behalf of consumers; and
- negate the current exemption of claims handling and settlement from the definition of financial services for the purpose of the Corporations Act 2001.

State and territory taxes and levies on general insurance constitute a barrier to effective adaptation to climate change. State and territory governments should phase out these taxes and replace them with less distortionary taxes.

Local governments’ uncertainty about their legal liability is a barrier to effective climate change adaptation. State governments should clarify the legal liability of councils with respect to climate change adaptation matters and the processes required to manage that liability.

To help clarify roles and responsibilities of local government for climate change adaptation, the state and Northern Territory governments should publish and maintain a comprehensive list of laws that delegate regulatory roles to local governments. This would assist both state and local governments to assess whether local governments have the capacity to discharge their roles effectively.

Australian governments should implement policies that help the community deal with the current climate by improving the flexibility of the economy. This would also build adaptive capacity to deal with future climate change. This includes reforms to:
• taxes that influence the way resources are used, such as land tax exemptions and conveyancing duty, which could inhibit the mobility of labour or capital
• government transfers that reduce incentives to adjust to changing circumstances, such as reforms to drought support as outlined in the Productivity Commission’s 2009 inquiry
• regulations that impose unnecessary costs or inhibit competition or flexibility and could impede climate change adaptation by reducing the ability of businesses, households or other entities to respond to changing circumstances, such as restrictions to water trading.

The committee recommends that relevant Commonwealth agencies continue to monitor the wellbeing of their personnel and that counselling and support services should be provided for as long as necessary.

The committee recommends that the Department of Regional Australia and DIAC liaise with the Christmas Island community to explore options for a permanent memorial to be erected on the island, at a site of the residents' choosing, for the victims of the tragedy.

The committee recommends that Department of Immigration and Citizenship (DIAC) and its relevant contractors continue to monitor the wellbeing of the survivors and that counselling and support services should be provided for as long as is necessary.

That Ministerial Council on Mineral and Petroleum Resources liaise with Ministers with environmental and planning responsibilities, and if necessary Council of Australian Governments, to ensure that environmental requirements for oil and gas projects are not imposed subsequent to safety assessments and do not increase the risk of major accident events.

That Ministerial Council on Mineral and Petroleum Resources continue to support a duty of care safety case regime for best practice offshore petroleum industry regulation augmented to include regulation of integrity. Since the safety case is at the centre of the duty of care co-regulatory regime, we consider that the requirement for the implementation of the safety case at facilities involved in the exploitation of petroleum resources should be provided for within the Offshore Petroleum and Greenhouse Gas Storage Act 2006 itself.

The Committee recommends that the Australian Government:
- expand the list of national priority areas identified under the Caring for our Country program to include climate change impacts on biodiversity
- give consideration in future funding rounds to projects that:
* involve working with state/territory and local governments to improve coastal land use planning
* seek to address loss of coastal habitat as a result of coastal development and population pressures

The Committee recommends that the Australian Government:
- consider the Victorian Government’s model of a sustainable coastal community as part of the proposed Intergovernmental Agreement on the Coastal Zone to be concluded through the Council of Australian Governments
- ensure an early response to the recommendations provided in the Sustainability for Survival: Creating a Climate for Change— Inquiry into a Sustainability Charter report and the Sustainable Cities report

The Committee recommends that the Australian Government, through the Council of Australian Governments process, examine the establishment of a system of national coastal zone environmental accounts, employing the model developed by the South East Queensland Healthy Waterways Partnership.

The Committee recommends that the Australian Government:
- work with the Natural Resource Management Ministerial Council and other stakeholders to develop an action plan to:
*ensure that coastal buffers, coastal habitat corridors and high ecological value areas are identified and included in Commonwealth, state and local government management processes
*ensure appropriate infrastructure planning and that land is made available to allow for the migration of coastal ecosystems
*promote cooperative ecosystem-based planning and management approaches across jurisdictions
*implement a nationally consistent coastal and marine biodiversity monitoring and reporting framework
*develop a targeted strategy to address key gaps in knowledge of coastal and marine biodiversity and improve access and sharing of knowledge and data
*develop regional climate change adaptation policies and plans and integrate them into coastal and marine bioregional planning processes
- ensure that all future national coastal zone policy incorporates these priorities, as well as future revised national sustainability, biodiversity, climate change and environmental policy frameworks

The Committee recommends that the Australian Government:
- require that all Ramsar listed wetlands have effective and operational management plans and that resources are allocated by governments to monitor the implementation of these plans
- increase the number of coastal wetlands classified as Ramsar sites, particularly those classified as Nationally Important wetlands
- work with state and territory governments through the Natural Resource Management Ministerial Council, and in consultation with other stakeholders, to improve the management and monitoring of coastal wetlands, particularly Ramsar sites located in close proximity to development
- improve public awareness about what actions impacting on a Ramsar wetland should be referred to the Minister under the Environment Protection and Biodiversity Conservation Act 1999
- ensure that the National Guidelines for Ramsar Wetlands also include modules on the process for nominating Ramsar wetlands
- develop a climate change action plan for coastal Ramsar wetlands and Nationally Important wetlands

The Committee recommends that the Australian Government urgently commission a detailed climate change vulnerability assessment for Kakadu National Park, in consultation with the park’s traditional owners and other stakeholders and drawing on the results of the ‘first pass’ National Coastal Vulnerability Assessment of the park. This assessment should specifically focus on the vulnerability of Kakadu’s freshwater wetland systems to saltwater intrusion. A key outcome of the assessment should be the development of a Climate Change Action Plan for Kakadu National Park, with coordinated input from the Australian Government and Northern Territory Government, Indigenous land owners, researchers and other stakeholders.

The Committee recommends that the Australian Government establish a National Coastal Advisory Council to:
- provide independent advice to government
- advise the new coastal unit within the Department of the Environment, Water, Heritage and the Arts
- ensure community input into national coastal zone policy, planning and management

The Committee recommends that the Australian Government, in considering its response to the Independent Review of the Environment Protection and Biodiversity Conservation Act 1999 (EPBC Act), take into account concerns about the EPBC Act and coastal zone management raised as part of this inquiry—in particular, the need to address the cumulative impacts of coastal development. This could be achieved by numerous means, including:
- a land clearing trigger
- defining coastal ecosystems as a matter of national environmental significance
- making more use of landscape-scale assessments through strategic assessments or bioregional plans

The Committee recommends that the Australian Government, in cooperation with state, territory and local governments, and in consultation with coastal stakeholders, develop an Intergovernmental Agreement on the Coastal Zone to be endorsed by the Council of Australian Governments. The intergovernmental agreement should:
- define the roles and responsibilities of the three tiers of government—federal, state and local—involved in coastal zone management
- include a formal mechanism for community consultation
- incorporate principles based on strategic regional coastal planning and landscape scale/ecosystem based coastal zone management
- include an effective implementation plan with resources allocated to ensure that objectives are realised
- be overseen by a new Coastal Zone Ministerial Council
- be made public

The Working Group recommends that the National Recovery Coordinators Group considers the issue of emergency relief centres in the context of catastrophic disaster with a view to assisting jurisdictions to plan for the need to accommodate thousands of people following a disaster. 

The Working Group recommends that the Australian Government consider developing an overarching whole of government disaster plan that clearly articulates authority, roles and responsibilities of agencies, inter-departmental committees and key officials, to link the range of existing Australian Government disaster plans. 

The Working Group recommends that potential shortfalls in the capacity to deal with large numbers of unprotected children and other special needs groups in a catastrophic event be referred to the Disaster Recovery Sub Committee of Community Services Ministers’ Advisory Council (CSMAC) for consideration and report back. 

The Working Group recommends that State/Territory Recovery Committees review their membership to ensure that it is reflective of community needs, including representation from the Insurance Disaster Response Organisation. 

The Working Group recommends that jurisdictions plan for the logistics of supply and delivery of meals to large numbers of homebound persons in an attempt to identify possible ways of resolving existing shortcomings. 

The Working Group recommends that participants in the exercises designed to test continuity of executive government plans and procedures should be the office holders themselves. 

The Working Group recommends that all States/Territories and the Australian Government should regularly (annually) test their continuity of executive government plans and contingencies. 

The Working Group recommends the Australian Emergency Management Committee note that: 
• The Catastrophic Disasters Emergency Management Capability Review should be seen as the first phase of a multi-faceted work program
• The work program will need to be conducted over a number of years and deal with the implementation of any accepted recommendations arising from this report
• A collaborative national approach will be required to ensure successful implementation of the recommendations
• The process of researching risk and developing plans to reduce those risks and mitigate the consequences of disasters should be an ongoing iterative process. 

The Working Group recommends that the adequacy of existing national mortuary capability to meet the likely demands of a catastrophic disaster be assessed by State/Territory Coroners. This assessment should also consider the need for a mobile mortuary capability and involve discussions with the Australian Federal Police. 

The Working Group recommends that States/Territories consider their ability to house large numbers of domestic pets, and where necessary, develop plans and arrangements that facilitate this need. 

The Working group recommends that the Australian Government take a leadership role with regard to addressing the national capability issues identified within this review. Further, that the States/Territories recognise and accept the collaborative nature of developing national capability and commit through engagement and consultation to assisting the Australian Government in this task.

The Committee recommends that the Commonwealth through the Council of Australian Governments ensure that states and territories have adequate controls to ensure that local governments implement required fuel management standards on private property and land under their control.