The committee recommends that the Australian Government increase the Disaster Ready Fund to $400 million per annum for investment in disaster mitigation and resilience measures.

That the Victorian Government increase funding for training of volunteers to boost the capacity of State Emergency Service units and Shepparton and Echuca and Moama Search and Rescue squads to respond during emergencies.

That the Victorian Government adapt policies and funding models to prioritise betterment initiatives, including ensuring that financial resources are allocated effectively to meet long-term needs of at-risk communities, and in doing so work with the Commonwealth Government to achieve this goal.

That the Victorian Government prioritise investment in betterment projects to improve the resilience of mitigation infrastructure, and in doing so work with the Commonwealth Government to achieve this goal.

That the Victorian Government pay its bills on time, especially following natural disasters.

That the Victorian Government work with the Commonwealth Government to ensure the Disaster Recovery Funding Arrangements are not unduly burdensome.

That the Victorian Government evaluate the criteria and funding arrangements for financial assistance post-disaster with a view to:
a. better aligning support with costs of recovery
b. proposing options for quickly deploying support mechanisms according to the scale and complexity of the event.

That the Victorian Government ensure regional catchment management authorities, with local councils, are funded and resourced to conduct and implement up to date flood studies on a regular basis.

That the Victorian Government simplify the application process for disaster recovery funding. This could include reducing paperwork, providing hands-on assistance and investigating technology to streamline processes.

The Committee recommends that a climate financing framework be developed in relation to government mitigation and adaptation funding. That this framework create the appropriate incentives for both public sector and private sector investment in mitigation and more resilient buildings and infrastructure. This would include:
- Rigorous project evaluation and prioritisation, including cost benefit analysis and the incorporation of climate modelling.
- Strong project governance including reporting, monitoring and evaluation.
- Post-project price monitoring where appropriate.
- The development of resilience financing where feasible and appropriate.
- The exploration of public-private partnerships to coinvest in new or upgraded infrastructure.

The Committee recommends that the General Insurance Code of Practice provide that final cash settlements:
- Be provided in a template form that is standardised across all insurers. The template should include a clear itemisation of all key elements of the total sum. The template be designed with input from peak consumer organisations and the Australian Securities and Investments Commission.
- Should include actionable, comprehensive, and transparent quotes.
- Should clearly identify compensation for unforeseen risks and project management risk (as identified in Recommendation 9).

The Committee recommends the Australian Government continue to fund community level mitigation, ensuring at least $200 million per year ongoing.

The Committee recommends the Australian Government consider measures to improve the affordability of flood insurance for existing policyholders with high flood risk properties, including the appropriateness of a government supported reinsurance arrangement. Any interventions to improve the affordability of flood insurance should be pursued in accordance with to the following interdependent principles:
- Affordable cover for even high-risk properties. Flood insurance should be available to all Australian homeowners and body corporate lot owners at an affordable price, but with conditions.
- Price signals. Any assistance to affordable insurance should not compromise price signals against full cost of risk. This could be achieved by partial (but not full) reduction of the premium and/or a gradual phasing out of some assistance.
- Cross-subsidies. Any scheme of reinsurance support or subsidies should minimise cross-subsidisation through premiums where possible as this could raise issues of fairness (for example, low-income households cross-subsiding higher risk high-income households) and could be economically inefficient in that it may create a disincentive to insure.
- Phase-out. That any scheme involving public funding being devoted to a reinsurance pool or subsidies, should be phased out over time in line with ongoing investment in community and household mitigation to reduce the underlying risk over time.
- The underlying risk: no new developments. Governments at all three levels should commit to arrangements (including more public disclosure) to ensure that no new developments occur in high-risk areas.
- The underlying risk: community mitigation. Federal and State governments should commit to ongoing investment in community mitigation. This should include a guaranteed minimum annual investment level and the development of rigorous business cases.
- The underlying risk: household mitigation. Households and small business should be provided with information on mitigation options and their premiums should be reduced immediately when they undertake such mitigation.

The Committee acknowledges the increased funding for the community legal sector recently announced. While the focus of this funding will be for family violence services, the Committee recommends that an appropriate proportion be dedicated to natural disaster services.

The Committee recommends a more flexible approach to post-flood grant arrangements, to expand eligibility to include some insured people, including:
- The Australian and state governments, in consultation with local governments and the insurance industry, make design, implementation and communication improvements to recovery programs to avoid future delays due to unanticipated or poorly managed interactions with insurance claims processes.
- The Australian and state governments review eligibility criteria for recovery programs, including grants, to ensure they are fit for purpose. This should include consideration of extending support currently restricted to uninsured people to include some insured people, where justified by local and individual circumstances.
- The Australian Government investigate the advantages and risks of enabling access to the Home Equity Access Scheme for resilience improvements by people who cannot access or afford flood cover.

The Committee recommends that the Australian Government continue to work with the states and territories through National Cabinet to ensure that disaster and resilience funding, and non-financial support, are accessible and adequate for all councils, particularly smaller councils. The Committee recommends that the Government work with the states and territories through National Cabinet to ensure more disaster support can be triggered at the sub-Local Government Area level when needed.

The committee recommends that the Disaster Recovery Funding Arrangements be amended to set aside a proportion of funding to be offered to local governments up-front to help facilitate disaster recovery and resilience to ensure councils do not always have to bear the burden of financing repairs up-front.

The committee recommends that the Disaster Recovery Funding Arrangements and relevant guidelines be amended to enable funds to be distributed for the purpose of building betterment into recovery and reconstruction, ensuring that this funding is available to all jurisdictions.

The Committee recommends that the Australian Government establish a review into the distribution formula of the Financial Assistance Grants road component.

The Committee recommends that the Australian Government investigate options to include flexibility to fund preparedness measures through Disaster Recovery Funding Arrangements to assist in mitigating against future disaster events.

The Committee recommends that the Australian Government implement options for greater flexibility for betterment funding for resilient infrastructure builds, where structural, economic or social benefits are identified, through Disaster Recovery Funding Arrangements eligibility criteria following natural disaster events

The Committee recommends that the Australian Government review the funding approval timeframes as part of the joint Australian-State and Territory Government Disaster Recovery Funding Arrangements.

The Committee recommends that the Australian Government, as part of the development of a Federation Funding Agreements Schedule on transport infrastructure, assess options to improve the alignment and coordination of funding programs and application and approval processes with state and territory partner-funded bodies.

The Committee recommends that the Australian Government strengthen procurement project specifications under the new Federation Funding Agreements Schedule for state and territory government co-funded project proposals to include minimum or preferred requirements for the use of innovative road asset technologies and recyclable materials and methodologies to enable sustainable long-term asset resilience and support a circular economy.

The Committee recommends that the Australian Government review funding allocation to support road asset maintenance works under its Infrastructure Investment Program and consider other measures to incentivise increased investment in maintenance works.

The Committee recommends that the Australian Government strengthen procurement requirements under the new Federation Funding Agreements Schedule on transport infrastructure for state and territory government cofunded project proposals to incorporate resilience design, minimum road construction requirements, and performance specifications to enable sustainable long-term resilience over an asset’s lifecycle.

That the NSW Government allocate funding to the improvement of the Pitt Town Evacuation Route and other key possible evacuation routes in Sydney's northwest.

That the NSW Government advocate through the National Cabinet to widen eligibility under the Disaster Funding Recovery Arrangements to allow local councils to build back better.

That the NSW Government consider entering into a service agreement with an organisation that has the resources and capacity to manage donations and activate quickly during natural disasters.

That the NSW Government ensure that flood affected individuals can continue to access financial assistance for as long as there is demonstrated need. 

That the NSW Government work with local governments to identify alternative routes to vulnerable roads, and that the NSW and Australian Governments fund the construction of these important routes to improve evacuation and access options in times of disaster.

That the NSW Government commit to and fund a long term program of prescribed burning based on the recommendation of the 2009 Victorian Bushfires Royal Commission of an annual rolling target of a minimum of five per cent of public land per year, and that the NSW Government commit to extending the funding for the National Parks and Wildlife Service five year hazard reduction program past 2016.

That the Government cease drawing from South Australia Police or other Community safety and emergency service budgets to fund the Directorate and instead merge its work and functions with the pre-existing South Australia Fire and Emergency Services Commission for zero total State and other Community safety and emergency service budget impact.

That the Government increase the budgets of all emergency services and community safety organisations, including: i. seeking Federal funding where appropriate (and assisting at no cost volunteer organisations with the grants application process); and ii. considering, with full public and cost benefit analysis, reviewing the effectiveness and efficiency of the Emergency Services Levy; and iii. consider including St John Ambulance Australia SA Ltd in the bodies to benefit from the Emergency services Levy if the funding of other Community Safety and Emergency services providers is improved in line with this recommendation.

That the Government increase the budgets of all emergency services and community safety organisations, including:
i. seeking Federal funding where appropriate (and assisting at no cost volunteer organisations with the grants application process); and
ii. considering, with full public and cost benefit analysis, reviewing the effectiveness and efficiency of the Emergency Services Levy; and
iii. consider including St John Ambulance Australia SA Ltd in the bodies to benefit from the Emergency services Levy if the funding of other Community Safety and Emergency services providers is improved in line with this recommendation.

That the Government resume funding for the helicopter surveillance service rather than by fixed-wing aircraft along Adelaide, South Coast and other high-risk coastlines during summer recreational periods for monitoring shark and other rescue situations, to bring the State back into line with interstate best practice.

That the Government adequately fund Community Safety and Emergency Services budgets so that fire-bombing aircraft are available on call for rapid deployment throughout Autumn and Spring at short notice to bomb fires at the earliest and safest possible opportunity.

That the Government cease drawing from South Australia Police or other Community safety and emergency service budgets to fund the Directorate and instead merge its work and functions with the pre-existing South Australia Fire and Emergency Services Commission for zero total State and other Community safety and emergency service budget impact.

The committee recommends that the government develop a process by which the ATSB can request access to supplementary funding via the minister.

The committee recommends that the Australian Government direct an appropriate portion of the proceeds derived from the auction of spectrum to fund the allocation of 20 MHz of spectrum in the 700 MHz band for the purposes of a national public safety mobile broadband network.

The Ministers for Emergency Services, Environment and Police provide additional funds in the 2013-14 Budget so that the State’s emergency response agencies can implement a Psychological First Aid approach to preparing staff to deal with critical incidents and disasters, as is used in other Australian jurisdictions.

The state government review the current funding approach used for the operation, maintenance and upgrade of river gauges, with a view to improving the river gauge network.

The funding model for works on levees and their ongoing maintenance be revised, to be primarily based on the beneficiary pays principle. The state government should give consideration to wholly funding, or contributing to, the initial upgrade of high priority levees to an agreed standard. The construction of any new public levees will be the subject of a cost‐benefit analysis to be undertaken by DSE and the public authority, and be supported by a floodplain management study. Levees deemed low priority will be wholly the responsibility of the beneficiaries.

The state government should provide core, ongoing funding to the responsible authority for the FloodSafe community education program. Funding should be provided for education about prevention, response and recovery phases and include information on rates notices about the height of particular floods.

The Committee recommends that the Australian Government allocate additional and continuing funding in the 2012–2013 budget to the Insurance Law Service to establish a consumer advisory position at the Financial Services Ombudsman. The position should be co-funded by the Insurance Law Service and the insurance industry.

The Committee recommends that the Australian Government and relevant State and territory governments jointly allocate additional and continuing funding in the 2012–13 budget to the Insurance Law Service for the mobilisation of a temporary physical presence in areas of need following natural disasters. The service should be available to all persons in an affected disaster area and not subject to means-testing.

The Committee recommends the provision of substantial funds to improve road infrastructure in the Mitcham Hills to be spent over the 2010/11, 2011/12, 2012/13 and 2013/14 budgets.

that QFRS cover the cost of annual vehicle inspection certificates for rural fire brigade registered vehicles.

that the for Minister for Police, Corrective Services and Emergency Services ensure that the formula for distribution of funding as recommended above allows rural fire brigades to control any donation or sponsorship funding raised by individual brigades.

that the for Minister for Police, Corrective Services and Emergency Services undertake a thorough review, including consultation with rural fire brigades, regarding the proposed formula for distribution of funding.

that the for Minister for Police, Corrective Services and Emergency Services implement system of fire levies for landholders situated in urban, iZone and village brigade areas.

The committee recommends that the Commonwealth Grants Commission ensures that as part of the current redesign of its data request, state and territory governments are required to include their past insurance and reinsurance receipts for natural disaster insurance premiums. These data must be taken into account by the Commission in determining the states' GST share. 

Further Commonwealth funding for bushfire suppression be made conditional on state fire agencies agreeing to the Commonwealth evaluating and auditing their fuel reduction programs.

That the Victorian Government provide recurring funding for a significant increase in regionally-based, permanent, or long-tenured, fire management personnel dedicated to the prescribed burning program. The increase in personnel should be consistent with the level required to achieve an annual prescribed burning target of 385,000 hectares.
The pool of available personnel should be suitably diverse and possess a wide variety of disciplines and skill sets, including practical skills. The Department of Sustainability and Environment and its partner agencies should also increase the proportion of personnel with specialist tertiary qualifications, including fire behaviour specialists, forest scientists, landscape ecologists and conservation biologists.
The Department of Environment and Sustainability and its partner agencies should also prioritise the development of programs to reduce the level of staff turnover and the problem of the ageing workforce, through more effective succession planning.

That the Victorian Government establish a five year rolling fund which allows unused prescribed burning monies to be rolled over into future financial years for the purpose of subsequent prescribed burning activities.

The Committee recommends that the Australian Government:
- continue the Local Adaptation Pathways Program as a competitive funding program
- review the program’s guidelines to secure better outcomes by:
* use of consistent methodology for vulnerability assessments
* evaluation of the outcomes of the projects that are undertaken with the grants
* encouraging regional applications from local councils whenever possible

The Committee recommends that the Australian Government provide funding support for the ongoing activities of the Australian Coastal Alliance in providing a national information and communication interface between research organisations and local government authorities and other coastal stakeholders.

The Committee recommends that the Australian Government give consideration to establishing a separate funding program for infrastructure enhancement in coastal areas vulnerable to climate change. Such funding should be provided according to a formula requiring contributions, either financial or in-kind, from state governments and relevant local government authorities.

To further enhance Australia’s disaster mitigation, preparedness, response and recovery arrangements in the event of possible major coastal disasters, the Committee recommends that the Australian Government establish a grants program, the Coastal Natural Disaster Mitigation Program, to fund natural disaster mitigation projects in the Australian coastal zone.
The Committee also recommends that the Australian Emergency Management Committee (AEMC) consider the following issues:
- improved data on coastal disaster risk assessment and vulnerable coastal sites
- improved access and evacuation routes for coastal communities
- improved coastal community awareness of and resilience to natural disasters
- improved coordination of coastal disaster mitigation arrangements with other initiatives currently underway, such as reviews of the Australian Building Code and land use planning policies to take into account climate change impacts
- improved early warning systems for coastal areas in the event of an extreme sea level event (storm surge, erosion, flooding)
The Committee further recommends that the AEMC provide a report on these matters to the Ministerial Council for Police and Emergency Management.

That the Department of Treasury and Finance, in consultation with FESA, consider alternative funding arrangements to alleviate the need for FESA to ‘underwrite’ NDRA costs during the year.

That, in tandem with their consideration of local government cost sharing arrangements under WANDRA (refer Recommendation 1), the Fire and Emergency Services Authority and Main Roads Western Australia also establish ‘exceptional circumstances’ criteria to provide for additional assistance to local government where it may be warranted in order to avoid undue financial pressure caused by delays to secure reimbursement.

That Fire and Emergency Services Authority of Western Australia and Main Roads Western Australia, in consultation with the Western Australian Local Government Association, investigate a more equitable means of calculating the local government contribution to road and infrastructure restoration costs. In particular consideration should be given to regulations applying in the eastern states i.e. Queensland.

That consideration be given to the establishment of a ‘Heritage Reserve Fund’ that might underwrite urgent initial repairs to private heritage listed properties.

That the ‘opportunity cost’ for Local Authorities in meeting the 25% contribution to the restoration of eligible public assets damaged by a natural disaster event be considered when FESA and Main Roads Western Australia, in consultation with Western Australian Local Government Authority, investigate a more equitable means of calculating the local government contribution to road and infrastructure restoration costs as recommended in Recommendation 1.

The Committee encourages the Department and the Rural Land Protection Boards to discuss the need for funding of poultry surveillance activities in the context of reviewing the Memorandum of Understanding between the two parties.
While some sectors of the industry are concerned with Government’s expectation that primary producers will contribute funds to the management of animal diseases, the Committee considers this is in accordance with the economic principle that the beneficiaries of services should pay for them. The processes for establishing disease control funds require the consultation and commitment of affected producers and have robust accountability processes.

That the Department of Primary Industries restore the level of discretionary testing funds provided to District Veterinarians to previous levels and maintain these in the future in real terms.

That the Department of Primary Industries consider applying discretion to the use of user charging policies for testing in times when farm incomes are affected by external circumstances such as widespread drought.

That the Department of Primary Industries should provide specific information on levies to contributing producers through a separate document, rather than rely on standard audit documents and annual reporting requirements.

That the Department of Primary Industries continue to pursue improvements to consultation with industry and accountability mechanisms to further build trust between industry and government, thereby enhancing the effectiveness of the OJD Program.
The Committee notes that the new governance arrangements for the OJD Program include the appointment of a Fund Administrator. The same requirement will apply to any future disease control program. The Committee is concerned that producers may have been unable to readily access information regarding the expenditure of levies for the OJD Program and other animal health programs, particularly when multiple sources of funding are involved.

The Committee recommends that government consider options for assistance (including cost sharing) for farmers to fence native vegetation areas on private property affected by the Wangary fire.

The Committee strongly recommends that the New South Wales, Victorian and Tasmanian Governments abolish the Fire Levy tax they impose on home and business insurance premiums (wherever applicable), making it payable through household rates instead. Any cost savings gained by the insurance industry through relief from collecting Fire Levies should be passed on to policyholders through reduced premiums. At the same time the Committee urges the Insurance Council of Australia to run ongoing education campaigns to increase public awareness on bushfire preparedness, including the need for insurance.

The Committee recommends that, for the purpose of communications for the police, ambulance and fire brigades, any rental costs associated with the use of radio sites under the care, control or management of the Commonwealth, state, territory or local government be waived, other than for the ongoing cost associated with the use of power at the site.

The Committee recommends that the Commonwealth should commit funding for aerial fire fighting beyond the 2003–04 season on the proviso that the Australasian Fire Authorities Council and the state and territory governments make a commitment to:
- Rapid initial attack of all wildfires during the bush fire season regardless of tenure.
- Deployment on long term contracts of a mix of aircraft, including fixed wing.
- Deployment of aircraft on a nationally coordinated risk analysis basis to be updated as each fire season unfolds.
- Provision of nationally coordinated full ground support.
- Development of training arrangements for air crews, ground support crews, incident management teams and fire fighters to a national standard.
- Development of systems of effective aerial control of fire bombing operations.

The Committee recommends that the Government act urgently to make the existing system of funding the fire services fair and equitable to all Victorians.

The Committee recommends that an equitable funding system be implemented which relates premiums to:
• Risk covered; and
• Standard of Fire Cover.

That the cost of a Bureau of Emergency Services Telecommunications centre be recovered through user charges.

The Committee recommends that the Government act urgently to make the existing system of funding the fire services fair and equitable to all Victorians.

That the cost of a Bureau of Emergency Services Telecommunications centre be recovered through user charges.

The Committee recommends that any change to the funding system reflect in a reduction of the total price charged to consumers through premiums by the insurance industry.

The Committee recommends that an equitable funding system be implemented which relates premiums to:
• Risk covered; and
• Standard of Fire Cover.

The Committee recommends that any change to the funding system reflect in a reduction of the total price charged to consumers through premiums by the insurance industry.